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Internet Liability Insurance

Why In the World Wide Web Would You Want It?

Once you created a new internet based business it is time to consider Internet Liability Insurance.

You are moving up in the world and in your knowledge base. One student of the Build a Successful Internet Based Business Class held in Canada did not even know how to turn on a web site. A high school math teacher, he is now a successful webmaster and even one of the instructors of the class. Almost anyone can be successful if you follow proven techniques.

With success comes responsibility. With the new technology comes new ways of introducing liability.

So with success comes the need for internet liability insurance.

Internet Liability Insurance Risk

How can you become liable?

  • The infringement or unauthorized use of advertising material, photographs, graphics, copy righted material(even if you innocently infringe on the copyright ), slogans, the unauthorized use of trademarks, and this list goes on.

    • Even worse, you could get sued for copyright infringement of your own original art or graphics. An interesting scam for the unsuspecting or unprepared.

  • The failure maintain the security of private or confidential information of anyone who leaves their address or information with you from unauthorized access on or thorough the internet. If the government and banks cannot totally protect their information, then where does that leave you and I.

  • Failure to maintain the privacy rights of any individual or organization. Failure to compensate for the publicity rights of any individual or organization.

    • One of our postings is about the right of photographers to take pictures in public places of people. That right is limited and according to some, a potential risk to legal exposure. Even taking a picture of a farmers field, if the photo then makes you a profit, has the potential to result in a claim. Always get a model release....always.

  • The transmission of a computer virus (even if unintended) to either your authorized users, customers, suppliers, supporters or through the internet.

    • These are just a few. Contact your insurance agent to find a provider that can provide proper coverage. Be warned, it is expensive.

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